Credit Card
Benefits
 

All Credit Cards


CITI® Cash Back Credit Card CITI® Cash Back Credit Card
CITI® Cash Back Credit Card 4

5% Cash Back on movie ticket & telephone bill payments.

5% Cash Back on utility bill payments made online through Citibank Online Bill Pay.

Upto 15% savings across 2000 restaurants like Pizzahut, Bercos, Foodpanda & more.

Annual Fee

1st Year Fee: ₹500

2nd Year Fee: ₹500

Bankyatra Exclusive:Free Rs.1000 Amazon Gift Card on Credit card Approval.

Features

5% Cash Back on movie ticket & telephone bill payments.

5% Cash Back on utility bill payments made online through Citibank Online Bill Pay.

0.5% Cash Back on all other spends.

Upto 15% savings across 2000 restaurants like Pizzahut, Bercos, Foodpanda & more.

Payment Methods : Citibank Online , Citi Bank E-Pay, NEFT, ECS, ATM Drop Check, Cash Deposit

Documents

KYC-PAN, Address proof and ID Proof.

One photograph.

Salary slip/Form 15

Charges

Interest Rates: Up to 3.5% per month and ranging between 37.20% and 42.00% per annum. This can change periodically based on your spend, payback and utilization patterns.

Cash Advance Fee: 2.5% of the withdrawn amount at ATMs in India (subject to a minimum of Rs.500), and US$7.5 at international ATMs.

Table For reference
Savings Illustration:
Spends Category Savings on 1 Lac Savings on 2 Lac
Shopping 900 1800
Fuel 90 180
Travel 180 360
Other Exp 590 1180
Spend Rewards 1760 3520
Dining Discounts 1800 3600
Aditional Incentives 1800 3600
Less Joining Fee 500 500
Net Savings 3310 6620
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank
ICICI Platinum Chip Credit Card ICICI Platinum Chip Credit Card
ICICI Platinum Chip Credit Card 3.5

Minimum 15% savings on dining bills at over 2500 restaurants.

Earn 2 Payback points on every Rs.100 spent except fuel.

Fuel surcharge waiver at HPCL pumps on spend Rs.500.

Annual Fee

1st Year Fee: ₹0 (Minimum spend Rs. 2000 within 60 days else Rs.199 charges)

2nd Year Fee: ₹99 (Waived if spends exceed 50000 in previous year)

Lifetime Free Platinum Chip credit card.

Features

Earn 2 Payback points on every Rs.100 spent except fuel.

Fuel surcharge waiver at HPCL pumps on spend Rs.500.

Minimum 15% savings on dining bills at over 800 restaurants.

Security of a chip card to protect against the risk of fraud.

Payback points redeem against gifts and vouchers.

Documents

KYC-PAN, Address proof and ID Proof.

One photograph.

Salary slip/Form 15

Charges

Overdue Interest on Extended Credit: Up to 3.40% per month, (40.80% per annum), from the date of transaction

Interest on Cash Advances: Up to 3.40% per month, (40.80% per annum), from the date of transaction

Over-limit charges: 2.50% on the over-limitamount (subject to a minimum of Rs.500)

Fee on cash payment at branches: Rs.100 per payment transaction:

The American Express® Platinum Travel Credit Card The American Express® Platinum Travel Credit Card
The American Express® Platinum Travel Credit Card 5

Welcome Offer: Welcome Gift of Rs.5000 Bonus Membership Rewards Points that can be redeemed for Travel Vouchers worth Rs.4000.

Spend Rs.1.90 lacs in a year and get travel vouchers worth RS.7700.

Annual Fee

1st Year Fee: ₹3500 plus applicable taxes

2nd Year Fee: ₹5000 plus applicable taxes

Welcome Offer:Welcome Gift of Rs.5000 Bonus Membership Rewards Points that can be redeemed for Travel Vouchers worth Rs.4000.

Features

Welcome Gift Offer: 5,000 Milestone Bonus Membership Rewards® Points - redeemable for Travel Vouchers worth Rs. 4,000.

Enjoy 4 complimentary visits per year (limited to one complimentary visit per quarter) to 12 airport lounges across

Enjoy up to 20% discount on dining.

Earn 1 Membership Rewards Point for every Rs. 50 spent except for spend at Fuel, Utilities, Insurance and Cash Transactions.

Enjoy benefits on your travel bookings with MakeMyTrip.com

Spend Rs. 1.90 Lacs in a year and get Travel Vouchers worth more than Rs. 7,700.

Spend Rs. 4 Lacs in a year and get Travel Vouchers worth more than Rs. 11,800. Also get a voucher worth Rs.10000 from the Taj Group.

Redeemed Reward Points for IndiGo Vouchers OR other 600+ redemption options.

Documents

KYC-PAN, Address proof and ID Proof.

One photograph.

Salary slip/Form 15

Charges

Line Of Credit Lending Category (LoCL) - 41.80% p.a to 47.88% p.a

Installment Lending Category (IL) - 13.72% p.a to 17.88% p.a

American Express Membership Rewards Card American Express Membership Rewards Card
American Express Membership Rewards Card 4

Earn 4000 Bonus Membership Rewards Points on first 3 transactions within first 60 days.

Earn movie vouchers worth up to Rs.2000 every month.

Air Asia voucher worth Rs 1000 FREE on Card Approval.

3% cashback at leading fuel stations across India.

Enjoy upto 20% off every time you dine at select restaurant partners.

Annual Fee

1st Year Fee: ₹0 (For customers having income from INR 4.5 lacs to INR 15 lacs)

2nd Year Fee: ₹0 (If annual spends more than Rs, 1.5 Lacs Else, Rs. 4,500 plus applicable taxes.)

Free Rs.1000 Air Asia Voucher on Credit Card Approval

Features

Earn 4000 Bonus Membership Rewards Points on first 3 transactions within first 60 days.

Every Month : Earn 1000 Bonus Membership Rewards Points on using card 4 times for transactions above Rs. 1000.

Earn 1 Membership Rewards Point for every1 Rs. 50 spent except for spends on Fuel, Insurance, Utilities and Cash Transactions

Earn 1000 Bonus Membership Reward Points for the first Standing Instruction registered within 5 months of cardmembership.

Earn 5000 Bonus Points on 1st year renewal applicable on payment of renewal fee.

Redeem 24000 Reward Points to Get Statement Credit worth Rs. 10,000

Enjoy upto 20% off every time you dine at select restaurant partners.

Zero lost Card liability & Emergency Card Replacement.

Save upto Rs. 5000 on your travel bookings through MakeMyTrip.com

2 complimentary Supplementary Gold Cards.

Enjoy freedom and convenience : Convert bills in Easy Monthly Installments.

For the Lifetime Free membership offer, the annual income criteria is INR 15 lacs & above and the customer should not hold an existing American Express Personal Card.

Add-on Card Free

Documents

KYC-PAN, Address proof and ID Proof.

One photograph.

Salary slip/Form 15

Essentia Platinum Credit Card Essentia Platinum Credit Card
Essentia Platinum Credit Card 3.5

Earn 10% Savings on Departmental & Grocery Store spends.

Spend Rs. 1,25,000 every 6 months and get 6 free PVR tickets OR 1200 Reward Points.

Annual Fee

1st Year Fee: ₹1499

2nd Year Fee: ₹749

Features

Earn 10% Savings on Departmental & Grocery Store spends.

Spend Rs. 1,25,000 every 6 months and get 6 free PVR tickets OR 1200 Reward Points.

Documents

KYC-PAN, Address proof and ID Proof.

One photograph.

Salary slip/Form 15

RBL Platinum Delight Credit Card RBL Platinum Delight Credit Card
RBL Platinum Delight Credit Card 4.5

Welcome Offer: Earn 2000 Reward points on 1st card swipe + pay joining fee before due date(except fuel).

Earn 2 reward points for every Rs.100 spent on all your purchases.

Earn 1000 bonus rewards on card swipe 5 times in a calender month for transaction worth Rs.1000.

Annual Fee

1st Year Fee: ₹1000

2nd Year Fee: ₹1000 (Reversed if spend in previous year crosses Rs.1.5 Lacs)

Earn 4000 Reward points on first transaction within 60 days.

Features

Welcome Offer: Earn 4000 Reward points on 1st card swipe + pay joining fee before due date(except fuel).

Earn 2 reward points for every Rs.100 spent on all your purchases.

Earn 4 Reward Points for every Rs.100 spent during the weekends.

Earn 1000 bonus rewards on card swipe 5 times in a calender month for transaction worth Rs.1000.

0% Fue Surcharge on transaction between Rs 500 - Rs 4000, Maximum waiver of Rs 150 per month.

Redeem reward points against air travel, hotel stays, shopping vouchers and much more.

Add on Card Free

Documents

For Salaried Person (Latest 2 months Payslip, Visiting card, Latest 3 salary credit statements) & Photograph & Adress Proof & ID Proof.

For Card to Card Apply Documents (Latest credit card statement with 30,000 limit abd avail limit of 20% with no late fees) & Photograph & Adress Proof & ID Proof.

Charges

APR up to 3.5% p.m. (42.00% p.a.)

APR up to 3.4% p.m. (40.80% p.a.) for Insignia and IGU NHS Golf Cardmembers

Cash Advance Transaction fee: 2.5% (min Rs. 300) of the cash amount.

Call-a-draft fee: 2.5% (min Rs. 300) of the draft amount.

Overdue Penalty / Late Payment Fee: 15% of Total amount due (Min Rs. 350, Max Rs. 1000).

Over Limit Penalty: Rs.600.

Table For reference
Savings Illustration:
Spends Category Savings on 1 Lac Savings on 2 Lac
Shopping 114 228
Fuel 114 228
Travel 228 456
Other Exp 178 355
Spend Rewards 634 1267
Purchase Reward Points 1500 3000
Welcome Points/Rewards 1000 1000
Fuel waiver 180 360
Aditional Incentives 2680 4360
Less Joining Fee 1000 1000
Net Savings 2314 4627
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank
RBL Platinum Maxima Credit Card RBL Platinum Maxima Credit Card
RBL Platinum Maxima Credit Card 5

Welcome Offer: Earn 8000 Reward points on 1st card swipe + pay joining fee before due date.

Earn 2 reward points for every Rs.100 spent on all your purchases.

Earn extra 10000 bonus rewards on total spend Rs.2 lakhs or more in a year.

Annual Fee

1st Year Fee: ₹2000

2nd Year Fee: ₹2000

Welcome Offer: Earn 8000 Reward points on 1st card swipe + pay joining fee before due date.

Features

Welcome Offer: Earn 8000 Reward points on 1st card swipe + pay joining fee before due date.

Earn 2 reward points for every Rs.100 spent on all your purchases.

Earn 5X Rewards on dining, entertainment, utility bill payments,fuel and international purchases.

Earn extra 10000 bonus rewards on total spend Rs.2 lakhs or more in a year.

Buy 1 get 1 Free movie tickets on Bookmyshow once a month, Maximum Rs 200 discount on 1st ticket price.

Documents

For Salaried Person (Latest 2 months Payslip, Visiting card, Latest 3 salary credit statements) & Photograph & Adress Proof & ID Proof.

For Card to Card Apply Documents (Latest credit card statement with 30,000 limit abd avail limit of 20% with no late fees) & Photograph & Adress Proof & ID Proof.

Charges

APR up to 3.5% p.m. (42.00% p.a.)

APR up to 3.4% p.m. (40.80% p.a.) for Insignia and IGU NHS Golf Cardmembers

Cash Advance Transaction fee: 2.5% (min Rs. 300) of the cash amount.

Call-a-draft fee: 2.5% (min Rs. 300) of the draft amount.

Overdue Penalty / Late Payment Fee: 15% of Total amount due (Min Rs. 350, Max Rs. 1000).

Over Limit Penalty: Rs.600.

Table For reference
Savings Illustration:
Benefits & Description Monthly Spends Annual Reward Points
Welcome Benefit - 8000
Dining Spends Rs.6,000 7200
Entertainment Spends Rs.3,000 3,600
Utility Bills Rs.6,000 7,200
Fuel Spends Rs.6,000 7,200
International Spends - 15,000
Other Spends Rs.10,000 2,400
Spend Rs.2 lakhs in a year - 10,000
Spend Rs.3.5 lakhs in a year - 10,000
Total Reward Points Earned - 70,600
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank
RBL Bank Titanium Delight Card - Free Card RBL Bank Titanium Delight Card - Free Card
RBL Bank Titanium Delight Card - Free Card 5

Earn Extra 1000 reward points on total spend of Rs.10000 within 60 days.

Wednesdays Delight: Earn 20 Reward points for every Rs.100 spent on groceries(5% value back = reward points)

Wednesdays Delight: Earn 40 Reward points for every Rs.100 spent on Pizza Hut/ Dominoes on-line (10% value back = reward points)

Annual Fee

1st Year Fee: ₹0

2nd Year Fee: ₹750(Reversed if spend in previous year crosses Rs.1 Lac)

Earn Extra 1000 reward points on total spend of Rs.10000 within 60 days.

Features

Welcome Offer: Earn Extra 1000 reward points on total spend of Rs.10000 within 60 days.

Earn 1 reward points on evert Rs.100 spent on Travel, Groceries, Dining and Electricity bill payments.

Redeem reward points against air travel, hotel stays, shopping vouchers and much more.

Earn extra 4000 bonus rewards on total spend Rs.1.2 lakhs or more in a year + Free Membership for 2nd Year.

0% Fue Surcharge on transaction between Rs 500 - Rs 4000, Maxmimum waiver of Rs 100 per month.

Buy 1 get 1 Free movie tickets on Bookmyshow once a month on a Wednesday, Maximum Rs 200 discount on 1st ticket price.

Wednesdays Delight: Earn 20 Reward points for every Rs.100 spent on groceries(5% value back = reward points)

Wednesdays Delight: Earn 40 Reward points for every Rs.100 spent on Pizza Hut/ Dominoes online (10% value back = reward points)

Documents

For Salaried Person (Latest 2 months Payslip, Visiting card, Latest 3 salary credit statements) & Photograph & Adress Proof & ID Proof.

For Card to Card Apply Documents (Latest credit card statement with 30,000 limit abd avail limit of 20% with no late fees) & Photograph & Adress Proof & ID Proof.

Charges

APR up to 3.5% p.m. (42.00% p.a.)

APR up to 3.4% p.m. (40.80% p.a.) for Insignia and IGU NHS Golf Cardmembers

Cash Advance Transaction fee: 2.5% (min Rs. 300) of the cash amount.

Call-a-draft fee: 2.5% (min Rs. 300) of the draft amount.

Overdue Penalty / Late Payment Fee: 15% of Total amount due (Min Rs. 350, Max Rs. 1000).

Over Limit Penalty: Rs.600.

Table For reference
Savings Illustration:
Benefits & Description Feature Benefit Value
Welcome Benefit 3,000 Reward Points 750
Reward Program: 1 Reward Point/ Rs. 100 840
Accelerated Rewards: 20 Reward Points/ Rs. 100 at on groceries on Wednesdays , 40 Reward Points / Rs. 100 on Pizzas on Wednesdays 2,400
Spend linked Benefit: 4,000 Reward Points 1,000
Movie Benefits: Free movie ticket on Wednesdays, once a month 2,400
Fuel Benefit: Up to Rs. 100 per month 1,200
Total Annual value - 7,500+
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank
RBL Bank Titanium Delight Card RBL Bank Titanium Delight Card
RBL Bank Titanium Delight Card 4.5

Earn 2000 Reward points on 1st card swipe + pay joining fee before due date.

Buy 1 get 1 Free movie tickets on Bookmyshow once a month on a Wednesday, Maximum Rs 200 discount on 1st ticket price.

Wednesdays Delight: Earn 20 Reward points for every Rs.100 spent on groceries(5% value back = reward points)

Annual Fee

1st Year Fee: ₹750 plus applicable taxes

2nd Year Fee: ₹750 (Reversed if spend in previous year crosses Rs.1 Lac)

Earn 2000 Reward points on 1st card swipe + pay joining fee before due date.

Features

Welcome Offer: Earn 2000 Reward points on 1st card swipe + pay joining fee before due date.

Earn Extra 1000 reward points on total spend of Rs.10000 within 60 days.

Earn 1 reward points on evert Rs.100 spent on Travel, Groceries, Dining and Electricity bill payments.

Redeem reward points against air travel, hotel stays, shopping vouchers and much more.

Earn extra 4000 bonus rewards on total spend Rs.1.2 lakhs or more in a year + Free Membership for 2nd Year.

0% Fue Surcharge on transaction between Rs 500 - Rs 4000, Maxmimum waiver of Rs 100 per month.

Buy 1 get 1 Free movie tickets on Bookmyshow once a month on a Wednesday, Maximum Rs 200 discount on 1st ticket price.

Wednesdays Delight: Earn 20 Reward points for every Rs.100 spent on groceries(5% value back = reward points)

Wednesdays Delight: Earn 40 Reward points for every Rs.100 spent on Pizza Hut/ Dominoes online (10% value back = reward points)

Documents

For Salaried Person (Latest 2 months Payslip, Visiting card, Latest 3 salary credit statements) & Photograph & Adress Proof & ID Proof.

For Card to Card Apply Documents (Latest credit card statement with 30,000 limit abd avail limit of 20% with no late fees) & Photograph & Adress Proof & ID Proof.

Table For reference
Savings Illustration:
Benefits & Description Feature Benefit Value
Welcome Benefit 3,000 Reward Points 750
Reward Program: 1 Reward Point/ Rs. 100 840
Accelerated Rewards: 20 Reward Points/ Rs. 100 at on groceries on Wednesdays , 40 Reward Points / Rs. 100 on Pizzas on Wednesdays 2,400
Spend linked Benefit: 4,000 Reward Points 1,000
Movie Benefits: Free movie ticket on Wednesdays, once a month 2,400
Fuel Benefit: Up to Rs. 100 per month 1,200
Total Annual value - 7,500+
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank
Delight Platinum Credit Card Delight Platinum Credit Card
Delight Platinum Credit Card 4

10% Cashback* on Dining and Movies round the year.

Get 4 free PVR tickets or Rs. 750 cash back Spend on spends of Rs. 1,25,000 every 6 months

Annual Fee

1st Year Fee: ₹1999

2nd Year Fee: ₹299

Features

10% Cashback* on Dining and Movies round the year.

Get 4 free PVR tickets or Rs. 750 cash back Spend on spends of Rs. 1,25,000 every 6 months.

Documents

KYC-PAN, Address proof and ID Proof.

One photograph.

Salary slip/Form 15

Royale Signature Credit Card Royale Signature Credit Card
Royale Signature Credit Card 3.5

Earn up to 30,000 reward points in a year & upto 4X reward points per Rs 150 spends *.

2 Complimentary access in a calendar quarter to Airport Lounges in India with Visa airport lounge program.

Annual Fee

1st Year Fee: ₹0

2nd Year Fee: ₹999 (Reversed if spend in previous year crosses Rs.1 Lac)

Features

Earn up to 30,000 reward points in a year & upto 4X reward points per Rs 150 spends *.

2 Complimentary access in a calendar quarter to Airport Lounges in India with Visa airport lounge program.

Documents

KYC-PAN, Address proof and ID Proof.

One photograph.

Salary slip/Form 15

PVR Platinum Credit Card PVR Platinum Credit Card
PVR Platinum Credit Card 4

Get 2 PVR tickets on Rs. 10000 monthly spends.

Annual savings upto 9600/- on movie tickets.

Annual Fee

1st Year Fee: ₹0

2nd Year Fee: ₹999

Features

Get 2 PVR tickets on Rs. 10000 monthly spends.

Annual savings upto 9600/- on movie tickets.

Documents

KYC-PAN, Address proof and ID Proof.

One photograph.

Salary slip/Form 15

PVR Gold Credit Card PVR Gold Credit Card
PVR Gold Credit Card 4

Get 1 PVR ticket on Rs. 10000 monthly spends.

Get 2 PVR tickets on Rs. 15000 monthly spends

Annual Fee

1st Year Fee: ₹0

2nd Year Fee: ₹499

Features

Get 1 PVR ticket on Rs. 10000 monthly spends.

Get 2 PVR tickets on Rs. 15000 monthly spends

Documents

KYC-PAN, Address proof and ID Proof.

One photograph.

Salary slip/Form 15