Credit Card
Benefits
 

All Credit Cards


IndianOil Citi® Platinum Card IndianOil Citi® Platinum Card
IndianOil Citi® Platinum Card 4.5

Welcome Bonus Offer: Free Rs.250 Turbo Points on first spend.

Earn 4 Turbo Points on Rs.150 of fuel purchases at IndianOil Outlets.

Get up to 71 litres of fuel for free per year!

Annual Fee

1st Year Fee: ₹1000 (reversed on annual spends of Rs.30,000 or more)

2nd Year Fee: ₹1000 (reversed on annual spends of Rs.30,000 or more)

Bankyatra Exclusive:Free Rs.1000 Amazon Gift Card on Credit card Approval.

Features

No Annual Fees - If total spend Rs.30,000 or more in a year.

Welcome Bonus Offer: Free Rs.250 Turbo Points on first spend.

Earn 4 Turbo Points on Rs.150 of fuel purchases at IndianOil Outlets

Earn 2 Turbo Points on Rs.150 at grocery and supermarkets.

Earn 1 Turbo Points on Rs 150 on all other spends.

Turbo points redeemption offer:

a)1 Turbo points = Rs.1 worth of fuel.

b)Redeem Turbo points against Gift vouchers.

Upto 20% savings across 2000 restaurants like Pizzahut, Bercos, Foodpanda & more.

Payment Methods : Citibank Online , Citi Bank E-Pay, NEFT, ECS, ATM Drop Check, Cash Deposit.

Service Access on the go: Citibank Online, Mobile Banking, SMS Banking, CitiPhone Banking, Over the counter service.

Documents

KYC-PAN, Address proof and ID Proof.

One photograph.

Salary slip/Form 15

Charges

Interest Rates: 3.25% per month (39% per annum). This can change periodically based on your spend, payback and utilization patterns.

Cash Advance Fee: 2.5% of the withdrawn amount at ATMs in India (subject to a minimum of Rs.500), and US$7.5 at international ATMs.

Table For reference
Get up to 71 litres of fuel for free per year!
Spends Category Turbo Points earned per Rs.150 Quarterly Spends(estimated average) Turbo points Earned(1 Turbo pt = Re 1) Savings of 1% on fuel surcharge (Rs.)
Fuel* 4X 18,000 480 180
Groceries and Supermarkets 2X 15000 200 N/A
All other spends 1 52000 347 N/A
Quarterly total (a) N/A 85000 1027 180
Yearly earnings [4x(a)] N/A 340000 4107 720
Total Earning - - 4827 -
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank
Exclusive
CITI® Rewards Card CITI® Rewards Card
CITI® Rewards Card 4.5

Welcome Rewards Offer - Earn upto 2500 bonus points. on first spend within 30 days of card issue.

Earn 10X Reward Points on spends at apparel and department stores.

Upto 15% savings across 2000 restaurants like Pizzahut, Bercos, Foodpanda & more.

Annual Fee

1st Year Fee: ₹1000 (reversed on annual spends of Rs.30000 or more)

2nd Year Fee: ₹1000 (reversed on annual spends of Rs.30000 or more)

Bankyatra Exclusive:Free Rs.1000 Amazon Gift Card on Credit card Approval.

Features

Welcome Rewards Offer - Earn upto 2500 bonus points. - Get 1,500 bonus points on your first spend within 30 days of card issue. - Get 1,000 bonus points on your first spend of Rs. 1000 within 60 days of card issue.

Earn 10X Reward Points on spends at apparel and department stores.

Earn 1 Point for every Rs125 on all other purchases.

Bonus on monthly Spends: Get 300 bonus points on card spends of INR 30,000 or more in a calendar month.

No Annual Fees - If total spend Rs.30,000 or more in a year.

Upto 15% savings across 2000 restaurants like Pizzahut, Bercos, Foodpanda & more.

Payment Methods : Citibank Online , Citi Bank E-Pay, NEFT, ECS, ATM Drop Check, Cash Deposit.

Redeem your Reward Points instantly when you shop at over 700 outlets and e-shopping sites.

Reward Points Value : 1 Reward Point = Fuel (Rs. 0.25) = Air Miles (0.75 miles) = Cashback (Rs. 0.35 minimum points redeem 5000) = In-Store Shopping(INR 0.30)

Service Access on the go: Citibank Online, Mobile Banking, SMS Banking, CitiPhone Banking, Over the counter service.

Redeem Points: Redeem your Reward Points for Fuel, In-Store Shopping, Online Shopping, Air Miles, Gift Vouchers.

Claim your points by Clicking Here.

Documents

KYC-PAN, Address proof and ID Proof.

One photograph.

Salary slip/Form 15

Charges

Interest Rates: 3.25% per month (39% per annum). This can change periodically based on your spend, payback and utilization patterns.

Cash Advance Fee: 2.5% of the withdrawn amount at ATMs in India (subject to a minimum of Rs.500), and US$7.5 at international ATMs.

Table For reference
Savings Illustration:
Spends Category Savings on 1 Lac Savings on 2 Lac
Shopping 864 864
Fuel 87 87
Travel 87 173
Other Exp 68 137
Spend Rewards 1106 1261
Welcome Points/Rewards 313 625
Dining Discounts 1800 3600
Less Joining Fee NIL NIL
Aditional Incentives 2112 4225
Net Savings 2741 5483
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank
CITI® Cash Back Credit Card CITI® Cash Back Credit Card
CITI® Cash Back Credit Card 4

5% Cash Back on movie ticket & telephone bill payments.

5% Cash Back on utility bill payments made online through Citibank Online Bill Pay.

Upto 15% savings across 2000 restaurants like Pizzahut, Bercos, Foodpanda & more.

Annual Fee

1st Year Fee: ₹500

2nd Year Fee: ₹500

Bankyatra Exclusive:Free Rs.1000 Amazon Gift Card on Credit card Approval.

Features

5% Cash Back on movie ticket & telephone bill payments.

5% Cash Back on utility bill payments made online through Citibank Online Bill Pay.

0.5% Cash Back on all other spends.

Upto 15% savings across 2000 restaurants like Pizzahut, Bercos, Foodpanda & more.

Payment Methods : Citibank Online , Citi Bank E-Pay, NEFT, ECS, ATM Drop Check, Cash Deposit

Documents

KYC-PAN, Address proof and ID Proof.

One photograph.

Salary slip/Form 15

Charges

Interest Rates: Up to 3.5% per month and ranging between 37.20% and 42.00% per annum. This can change periodically based on your spend, payback and utilization patterns.

Cash Advance Fee: 2.5% of the withdrawn amount at ATMs in India (subject to a minimum of Rs.500), and US$7.5 at international ATMs.

Table For reference
Savings Illustration:
Spends Category Savings on 1 Lac Savings on 2 Lac
Shopping 900 1800
Fuel 90 180
Travel 180 360
Other Exp 590 1180
Spend Rewards 1760 3520
Dining Discounts 1800 3600
Aditional Incentives 1800 3600
Less Joining Fee 500 500
Net Savings 3310 6620
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank
Essentia Platinum Credit Card Essentia Platinum Credit Card
Essentia Platinum Credit Card 3.5

Earn 10% Savings on Departmental & Grocery Store spends.

Spend Rs. 1,25,000 every 6 months and get 6 free PVR tickets OR 1200 Reward Points.

Annual Fee

1st Year Fee: ₹1499

2nd Year Fee: ₹749

Features

Earn 10% Savings on Departmental & Grocery Store spends.

Spend Rs. 1,25,000 every 6 months and get 6 free PVR tickets OR 1200 Reward Points.

Documents

KYC-PAN, Address proof and ID Proof.

One photograph.

Salary slip/Form 15

RBL Platinum Delight Credit Card RBL Platinum Delight Credit Card
RBL Platinum Delight Credit Card 4.5

Welcome Offer: Earn 2000 Reward points on 1st card swipe + pay joining fee before due date(except fuel).

Earn 2 reward points for every Rs.100 spent on all your purchases.

Earn 1000 bonus rewards on card swipe 5 times in a calender month for transaction worth Rs.1000.

Annual Fee

1st Year Fee: ₹1000

2nd Year Fee: ₹1000 (Reversed if spend in previous year crosses Rs.1.5 Lacs)

Earn 4000 Reward points on first transaction within 60 days.

Features

Welcome Offer: Earn 4000 Reward points on 1st card swipe + pay joining fee before due date(except fuel).

Earn 2 reward points for every Rs.100 spent on all your purchases.

Earn 4 Reward Points for every Rs.100 spent during the weekends.

Earn 1000 bonus rewards on card swipe 5 times in a calender month for transaction worth Rs.1000.

0% Fue Surcharge on transaction between Rs 500 - Rs 4000, Maximum waiver of Rs 150 per month.

Redeem reward points against air travel, hotel stays, shopping vouchers and much more.

Add on Card Free

Documents

For Salaried Person (Latest 2 months Payslip, Visiting card, Latest 3 salary credit statements) & Photograph & Adress Proof & ID Proof.

For Card to Card Apply Documents (Latest credit card statement with 30,000 limit abd avail limit of 20% with no late fees) & Photograph & Adress Proof & ID Proof.

Charges

APR up to 3.5% p.m. (42.00% p.a.)

APR up to 3.4% p.m. (40.80% p.a.) for Insignia and IGU NHS Golf Cardmembers

Cash Advance Transaction fee: 2.5% (min Rs. 300) of the cash amount.

Call-a-draft fee: 2.5% (min Rs. 300) of the draft amount.

Overdue Penalty / Late Payment Fee: 15% of Total amount due (Min Rs. 350, Max Rs. 1000).

Over Limit Penalty: Rs.600.

Table For reference
Savings Illustration:
Spends Category Savings on 1 Lac Savings on 2 Lac
Shopping 114 228
Fuel 114 228
Travel 228 456
Other Exp 178 355
Spend Rewards 634 1267
Purchase Reward Points 1500 3000
Welcome Points/Rewards 1000 1000
Fuel waiver 180 360
Aditional Incentives 2680 4360
Less Joining Fee 1000 1000
Net Savings 2314 4627
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank
RBL Platinum Maxima Credit Card RBL Platinum Maxima Credit Card
RBL Platinum Maxima Credit Card 5

Welcome Offer: Earn 8000 Reward points on 1st card swipe + pay joining fee before due date.

Earn 2 reward points for every Rs.100 spent on all your purchases.

Earn extra 10000 bonus rewards on total spend Rs.2 lakhs or more in a year.

Annual Fee

1st Year Fee: ₹2000

2nd Year Fee: ₹2000

Welcome Offer: Earn 8000 Reward points on 1st card swipe + pay joining fee before due date.

Features

Welcome Offer: Earn 8000 Reward points on 1st card swipe + pay joining fee before due date.

Earn 2 reward points for every Rs.100 spent on all your purchases.

Earn 5X Rewards on dining, entertainment, utility bill payments,fuel and international purchases.

Earn extra 10000 bonus rewards on total spend Rs.2 lakhs or more in a year.

Buy 1 get 1 Free movie tickets on Bookmyshow once a month, Maximum Rs 200 discount on 1st ticket price.

Documents

For Salaried Person (Latest 2 months Payslip, Visiting card, Latest 3 salary credit statements) & Photograph & Adress Proof & ID Proof.

For Card to Card Apply Documents (Latest credit card statement with 30,000 limit abd avail limit of 20% with no late fees) & Photograph & Adress Proof & ID Proof.

Charges

APR up to 3.5% p.m. (42.00% p.a.)

APR up to 3.4% p.m. (40.80% p.a.) for Insignia and IGU NHS Golf Cardmembers

Cash Advance Transaction fee: 2.5% (min Rs. 300) of the cash amount.

Call-a-draft fee: 2.5% (min Rs. 300) of the draft amount.

Overdue Penalty / Late Payment Fee: 15% of Total amount due (Min Rs. 350, Max Rs. 1000).

Over Limit Penalty: Rs.600.

Table For reference
Savings Illustration:
Benefits & Description Monthly Spends Annual Reward Points
Welcome Benefit - 8000
Dining Spends Rs.6,000 7200
Entertainment Spends Rs.3,000 3,600
Utility Bills Rs.6,000 7,200
Fuel Spends Rs.6,000 7,200
International Spends - 15,000
Other Spends Rs.10,000 2,400
Spend Rs.2 lakhs in a year - 10,000
Spend Rs.3.5 lakhs in a year - 10,000
Total Reward Points Earned - 70,600
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank
RBL Bank Titanium Delight Card - Free Card RBL Bank Titanium Delight Card - Free Card
RBL Bank Titanium Delight Card - Free Card 5

Earn Extra 1000 reward points on total spend of Rs.10000 within 60 days.

Wednesdays Delight: Earn 20 Reward points for every Rs.100 spent on groceries(5% value back = reward points)

Wednesdays Delight: Earn 40 Reward points for every Rs.100 spent on Pizza Hut/ Dominoes on-line (10% value back = reward points)

Annual Fee

1st Year Fee: ₹0

2nd Year Fee: ₹750(Reversed if spend in previous year crosses Rs.1 Lac)

Earn Extra 1000 reward points on total spend of Rs.10000 within 60 days.

Features

Welcome Offer: Earn Extra 1000 reward points on total spend of Rs.10000 within 60 days.

Earn 1 reward points on evert Rs.100 spent on Travel, Groceries, Dining and Electricity bill payments.

Redeem reward points against air travel, hotel stays, shopping vouchers and much more.

Earn extra 4000 bonus rewards on total spend Rs.1.2 lakhs or more in a year + Free Membership for 2nd Year.

0% Fue Surcharge on transaction between Rs 500 - Rs 4000, Maxmimum waiver of Rs 100 per month.

Buy 1 get 1 Free movie tickets on Bookmyshow once a month on a Wednesday, Maximum Rs 200 discount on 1st ticket price.

Wednesdays Delight: Earn 20 Reward points for every Rs.100 spent on groceries(5% value back = reward points)

Wednesdays Delight: Earn 40 Reward points for every Rs.100 spent on Pizza Hut/ Dominoes online (10% value back = reward points)

Documents

For Salaried Person (Latest 2 months Payslip, Visiting card, Latest 3 salary credit statements) & Photograph & Adress Proof & ID Proof.

For Card to Card Apply Documents (Latest credit card statement with 30,000 limit abd avail limit of 20% with no late fees) & Photograph & Adress Proof & ID Proof.

Charges

APR up to 3.5% p.m. (42.00% p.a.)

APR up to 3.4% p.m. (40.80% p.a.) for Insignia and IGU NHS Golf Cardmembers

Cash Advance Transaction fee: 2.5% (min Rs. 300) of the cash amount.

Call-a-draft fee: 2.5% (min Rs. 300) of the draft amount.

Overdue Penalty / Late Payment Fee: 15% of Total amount due (Min Rs. 350, Max Rs. 1000).

Over Limit Penalty: Rs.600.

Table For reference
Savings Illustration:
Benefits & Description Feature Benefit Value
Welcome Benefit 3,000 Reward Points 750
Reward Program: 1 Reward Point/ Rs. 100 840
Accelerated Rewards: 20 Reward Points/ Rs. 100 at on groceries on Wednesdays , 40 Reward Points / Rs. 100 on Pizzas on Wednesdays 2,400
Spend linked Benefit: 4,000 Reward Points 1,000
Movie Benefits: Free movie ticket on Wednesdays, once a month 2,400
Fuel Benefit: Up to Rs. 100 per month 1,200
Total Annual value - 7,500+
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank
RBL Bank Titanium Delight Card RBL Bank Titanium Delight Card
RBL Bank Titanium Delight Card 4.5

Earn 2000 Reward points on 1st card swipe + pay joining fee before due date.

Buy 1 get 1 Free movie tickets on Bookmyshow once a month on a Wednesday, Maximum Rs 200 discount on 1st ticket price.

Wednesdays Delight: Earn 20 Reward points for every Rs.100 spent on groceries(5% value back = reward points)

Annual Fee

1st Year Fee: ₹750 plus applicable taxes

2nd Year Fee: ₹750 (Reversed if spend in previous year crosses Rs.1 Lac)

Earn 2000 Reward points on 1st card swipe + pay joining fee before due date.

Features

Welcome Offer: Earn 2000 Reward points on 1st card swipe + pay joining fee before due date.

Earn Extra 1000 reward points on total spend of Rs.10000 within 60 days.

Earn 1 reward points on evert Rs.100 spent on Travel, Groceries, Dining and Electricity bill payments.

Redeem reward points against air travel, hotel stays, shopping vouchers and much more.

Earn extra 4000 bonus rewards on total spend Rs.1.2 lakhs or more in a year + Free Membership for 2nd Year.

0% Fue Surcharge on transaction between Rs 500 - Rs 4000, Maxmimum waiver of Rs 100 per month.

Buy 1 get 1 Free movie tickets on Bookmyshow once a month on a Wednesday, Maximum Rs 200 discount on 1st ticket price.

Wednesdays Delight: Earn 20 Reward points for every Rs.100 spent on groceries(5% value back = reward points)

Wednesdays Delight: Earn 40 Reward points for every Rs.100 spent on Pizza Hut/ Dominoes online (10% value back = reward points)

Documents

For Salaried Person (Latest 2 months Payslip, Visiting card, Latest 3 salary credit statements) & Photograph & Adress Proof & ID Proof.

For Card to Card Apply Documents (Latest credit card statement with 30,000 limit abd avail limit of 20% with no late fees) & Photograph & Adress Proof & ID Proof.

Table For reference
Savings Illustration:
Benefits & Description Feature Benefit Value
Welcome Benefit 3,000 Reward Points 750
Reward Program: 1 Reward Point/ Rs. 100 840
Accelerated Rewards: 20 Reward Points/ Rs. 100 at on groceries on Wednesdays , 40 Reward Points / Rs. 100 on Pizzas on Wednesdays 2,400
Spend linked Benefit: 4,000 Reward Points 1,000
Movie Benefits: Free movie ticket on Wednesdays, once a month 2,400
Fuel Benefit: Up to Rs. 100 per month 1,200
Total Annual value - 7,500+
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank
Delight Platinum Credit Card Delight Platinum Credit Card
Delight Platinum Credit Card 4

10% Cashback* on Dining and Movies round the year.

Get 4 free PVR tickets or Rs. 750 cash back Spend on spends of Rs. 1,25,000 every 6 months

Annual Fee

1st Year Fee: ₹1999

2nd Year Fee: ₹299

Features

10% Cashback* on Dining and Movies round the year.

Get 4 free PVR tickets or Rs. 750 cash back Spend on spends of Rs. 1,25,000 every 6 months.

Documents

KYC-PAN, Address proof and ID Proof.

One photograph.

Salary slip/Form 15

Royale Signature Credit Card Royale Signature Credit Card
Royale Signature Credit Card 3.5

Earn up to 30,000 reward points in a year & upto 4X reward points per Rs 150 spends *.

2 Complimentary access in a calendar quarter to Airport Lounges in India with Visa airport lounge program.

Annual Fee

1st Year Fee: ₹0

2nd Year Fee: ₹999 (Reversed if spend in previous year crosses Rs.1 Lac)

Features

Earn up to 30,000 reward points in a year & upto 4X reward points per Rs 150 spends *.

2 Complimentary access in a calendar quarter to Airport Lounges in India with Visa airport lounge program.

Documents

KYC-PAN, Address proof and ID Proof.

One photograph.

Salary slip/Form 15

PVR Platinum Credit Card PVR Platinum Credit Card
PVR Platinum Credit Card 4

Get 2 PVR tickets on Rs. 10000 monthly spends.

Annual savings upto 9600/- on movie tickets.

Annual Fee

1st Year Fee: ₹0

2nd Year Fee: ₹999

Features

Get 2 PVR tickets on Rs. 10000 monthly spends.

Annual savings upto 9600/- on movie tickets.

Documents

KYC-PAN, Address proof and ID Proof.

One photograph.

Salary slip/Form 15

PVR Gold Credit Card PVR Gold Credit Card
PVR Gold Credit Card 4

Get 1 PVR ticket on Rs. 10000 monthly spends.

Get 2 PVR tickets on Rs. 15000 monthly spends

Annual Fee

1st Year Fee: ₹0

2nd Year Fee: ₹499

Features

Get 1 PVR ticket on Rs. 10000 monthly spends.

Get 2 PVR tickets on Rs. 15000 monthly spends

Documents

KYC-PAN, Address proof and ID Proof.

One photograph.

Salary slip/Form 15