Credit Card

Cashback Credit Cards


CITI® Cash Back Credit Card CITI® Cash Back Credit Card
CITI® Cash Back Credit Card 4

5% Cash Back on movie ticket & telephone bill payments.

5% Cash Back on utility bill payments made online through Citibank Online Bill Pay.

Upto 15% savings across 2000 restaurants like Pizzahut, Bercos, Foodpanda & more.

Annual Fee

1st Year Fee: ₹500

2nd Year Fee: ₹500

Bankyatra Exclusive:Free Rs.1000 Amazon Gift Card on Credit card Approval.

Features

5% Cash Back on movie ticket & telephone bill payments.

5% Cash Back on utility bill payments made online through Citibank Online Bill Pay.

0.5% Cash Back on all other spends.

Upto 15% savings across 2000 restaurants like Pizzahut, Bercos, Foodpanda & more.

Payment Methods : Citibank Online , Citi Bank E-Pay, NEFT, ECS, ATM Drop Check, Cash Deposit

Documents

KYC-PAN, Address proof and ID Proof.

One photograph.

Salary slip/Form 15

Charges

Interest Rates: Up to 3.5% per month and ranging between 37.20% and 42.00% per annum. This can change periodically based on your spend, payback and utilization patterns.

Cash Advance Fee: 2.5% of the withdrawn amount at ATMs in India (subject to a minimum of Rs.500), and US$7.5 at international ATMs.

Table For reference
Savings Illustration:
Spends Category Savings on 1 Lac Savings on 2 Lac
Shopping 900 1800
Fuel 90 180
Travel 180 360
Other Exp 590 1180
Spend Rewards 1760 3520
Dining Discounts 1800 3600
Aditional Incentives 1800 3600
Less Joining Fee 500 500
Net Savings 3310 6620
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank