Credit Card

Cashback Credit Cards


CITI® Rewards Card CITI® Rewards Card
CITI® Rewards Card 4.5

Welcome Bonus Offer: Free 2500 bonus points on first spend within 30 days of card issue.

Earn 10X Reward Points on spends at apparel and department stores.

Upto 15% savings across 2000 restaurants like Pizzahut, Bercos, Foodpanda & more.

Annual Fee

1st Year Fee: ₹1000 (reversed on annual spends of Rs.30000 or more)

2nd Year Fee: ₹1000 (reversed on annual spends of Rs.30000 or more)

Bankyatra Exclusive:Free Rs.1000 Amazon Gift Card on Credit card Approval.

Features

Welcome Bonus Offer: Free 2500 bonus points on first spend within 30 days of card issue.

Earn 10X Reward Points on spends at apparel and department stores.

Earn 1 Point for every Rs125 on all other purchases.

Bonus on monthly Spends: Get 300 bonus points on card spends of INR 30,000 or more in a calendar month.

No Annual Fees - If total spend Rs.30,000 or more in a year.

Upto 15% savings across 2000 restaurants like Pizzahut, Bercos, Foodpanda & more.

Payment Methods : Citibank Online , Citi Bank E-Pay, NEFT, ECS, ATM Drop Check, Cash Deposit.

Redeem your Reward Points instantly when you shop at over 700 outlets and e-shopping sites.

Reward Points Value : 1 Reward Point = Online Shopping (Rs. 0.25) = Air Miles (0.75 miles) = Cashback (Rs. 0.35 minimum points redeem 5000)

Service Access on the go: Citibank Online, Mobile Banking, SMS Banking, CitiPhone Banking, Over the counter service.

Redeem Points: Redeem your Reward Points for Fuel, In-Store Shopping, Online Shopping, Air Miles, Gift Vouchers.

Claim your points by Clicking Here.

Documents

KYC-PAN, Address proof and ID Proof.

One photograph.

Salary slip/Form 15

Charges

Interest Rates: 3.25% per month (39% per annum). This can change periodically based on your spend, payback and utilization patterns.

Cash Advance Fee: 2.5% of the withdrawn amount at ATMs in India (subject to a minimum of Rs.500), and US$7.5 at international ATMs.

Table For reference
Savings Illustration:
Spends Category Savings on 1 Lac Savings on 2 Lac
Shopping 864 864
Fuel 87 87
Travel 87 173
Other Exp 68 137
Spend Rewards 1106 1261
Welcome Points/Rewards 313 625
Dining Discounts 1800 3600
Less Joining Fee NIL NIL
Aditional Incentives 2112 4225
Net Savings 2741 5483
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank
CITI® Cash Back Credit Card CITI® Cash Back Credit Card
CITI® Cash Back Credit Card 4

5% Cash Back on movie ticket & telephone bill payments.

5% Cash Back on utility bill payments made online through Citibank Online Bill Pay.

Upto 15% savings across 2000 restaurants like Pizzahut, Bercos, Foodpanda & more.

Annual Fee

1st Year Fee: ₹500

2nd Year Fee: ₹500

Bankyatra Exclusive:Free Rs.1000 Amazon Gift Card on Credit card Approval.

Features

5% Cash Back on movie ticket & telephone bill payments.

5% Cash Back on utility bill payments made online through Citibank Online Bill Pay.

0.5% Cash Back on all other spends.

Upto 15% savings across 2000 restaurants like Pizzahut, Bercos, Foodpanda & more.

Payment Methods : Citibank Online , Citi Bank E-Pay, NEFT, ECS, ATM Drop Check, Cash Deposit

Documents

KYC-PAN, Address proof and ID Proof.

One photograph.

Salary slip/Form 15

Charges

Interest Rates: 3.25% per month (39% per annum). This can change periodically based on your spend, payback and utilization patterns.

Cash Advance Fee: 2.5% of the withdrawn amount at ATMs in India (subject to a minimum of Rs.500), and US$7.5 at international ATMs.

Table For reference
Savings Illustration:
Spends Category Savings on 1 Lac Savings on 2 Lac
Shopping 900 1800
Fuel 90 180
Travel 180 360
Other Exp 590 1180
Spend Rewards 1760 3520
Dining Discounts 1800 3600
Aditional Incentives 1800 3600
Less Joining Fee 500 500
Net Savings 3310 6620
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank