Credit Card
Benefits
 

Lifetime Free credit Cards


RBL Bank Titanium Delight Card - Free Card RBL Bank Titanium Delight Card - Free Card
RBL Bank Titanium Delight Card - Free Card 5

Earn Extra 1000 reward points on total spend of Rs.10000 within 60 days.

Wednesdays Delight: Earn 20 Reward points for every Rs.100 spent on groceries(5% value back = reward points)

Wednesdays Delight: Earn 40 Reward points for every Rs.100 spent on Pizza Hut/ Dominoes on-line (10% value back = reward points)

Annual Fee

1st Year Fee: ₹0

2nd Year Fee: ₹750(Reversed if spend in previous year crosses Rs.1 Lac)

Earn Extra 1000 reward points on total spend of Rs.10000 within 60 days.

Features

Welcome Offer: Earn Extra 1000 reward points on total spend of Rs.10000 within 60 days.

Earn 1 reward points on evert Rs.100 spent on Travel, Groceries, Dining and Electricity bill payments.

Redeem reward points against air travel, hotel stays, shopping vouchers and much more.

Earn extra 4000 bonus rewards on total spend Rs.1.2 lakhs or more in a year + Free Membership for 2nd Year.

0% Fue Surcharge on transaction between Rs 500 - Rs 4000, Maxmimum waiver of Rs 100 per month.

Buy 1 get 1 Free movie tickets on Bookmyshow once a month on a Wednesday, Maximum Rs 200 discount on 1st ticket price.

Wednesdays Delight: Earn 20 Reward points for every Rs.100 spent on groceries(5% value back = reward points)

Wednesdays Delight: Earn 40 Reward points for every Rs.100 spent on Pizza Hut/ Dominoes online (10% value back = reward points)

Documents

For Salaried Person (Latest 2 months Payslip, Visiting card, Latest 3 salary credit statements) & Photograph & Adress Proof & ID Proof.

For Card to Card Apply Documents (Latest credit card statement with 30,000 limit abd avail limit of 20% with no late fees) & Photograph & Adress Proof & ID Proof.

Charges

APR up to 3.5% p.m. (42.00% p.a.)

APR up to 3.4% p.m. (40.80% p.a.) for Insignia and IGU NHS Golf Cardmembers

Cash Advance Transaction fee: 2.5% (min Rs. 300) of the cash amount.

Call-a-draft fee: 2.5% (min Rs. 300) of the draft amount.

Overdue Penalty / Late Payment Fee: 15% of Total amount due (Min Rs. 350, Max Rs. 1000).

Over Limit Penalty: Rs.600.

Table For reference
Savings Illustration:
Benefits & Description Feature Benefit Value
Welcome Benefit 3,000 Reward Points 750
Reward Program: 1 Reward Point/ Rs. 100 840
Accelerated Rewards: 20 Reward Points/ Rs. 100 at on groceries on Wednesdays , 40 Reward Points / Rs. 100 on Pizzas on Wednesdays 2,400
Spend linked Benefit: 4,000 Reward Points 1,000
Movie Benefits: Free movie ticket on Wednesdays, once a month 2,400
Fuel Benefit: Up to Rs. 100 per month 1,200
Total Annual value - 7,500+
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank

Lifetime Free Credit Cards in India

Since the digitalization of money, the credit card has now become the new currency and rightly so. It is now used for mostly every purchase, especially if we talk about the urban cities. People conveniently pull out their credit cards when they have to shop, watch a movie, make installments or any other such thing. Although credit cards have made every transaction easy, there is something else which needs to be taken care of - Credit Card Payment. As an old saying goes like "Everything comes with a price tag". Purchasing everything from credit cards have surely eased the process of shopping, etc. and have made many lives convenient but the annual credit card payments are still hectic and take a lot of efforts. Every year getting a reminder to pay your credit card bills are extremely annoying. But, sure this saying has proved to be wrong and the credit goes to Lifetime Free Credit Cards. They are hassle-free and keeps you away from the trouble of paying bills annually. Not just this, these credit cards offer you various offers and deals on dining, fuel, entertainment and much more. These are multi-tasker and can be happily replaced by other credit cards. On the top of that, they also provide you with certain rewards if you do your transactions through them.

Get rid of all your annual credit card charges with the ultimate lifetime credit cards. These credit cards not just offer you freedom from annual credit card charges but also offers deals on dining, fuel, entertainment and more. This perfect credit card, serves the purpose of all the other credit cards free of cost. The best known Lifetime Credit Cards are ICICI Bank Platinum Chip Credit Card, Citiback IndianOil Credit Card, Citiback Reward Credit Card. These credit cards come with a host of other benefits listed below

#ICICI Lifetime Free Credit Cards -You get eligible to avail minimum 15% savings on dining and 1% fuel surcharge waiver. You also get 2 PAYBACK points on every INR 100 spent through these cards.

#HDFC Lifetime Free Credit Cards

#SBI Lifetime Free Credit Cards

#RBL Lifetime Free Credit Cards

11 Best Credit Cards In India 2017 (With No Annual Fee)

#1. ICICI Instant Platinum Card.
#2. Standard Chartered Platinum Rewards Card
#3. HSBC Visa Platinum Card.
#4. Kotak Royale Signature Credit Card.
#5. RBL Bank IGU NHS Golf World Credit Card.
#6. IndusInd Bank WorldMiles Credit Card.
#7. Kotak Bank Fortune Gold Credit Card.
#8. SBI Simply Save (Simply Click)
#9. HDFC Moneyback Card.
#10. Citibank Rewards Domestic Credit Card.
#11. First Citizen Citibank Titanium Credit Card.

No Annual Fee Credit Cards in India

Central Bank of India Titanium Credit Card

Annual Fee Nil
Issuance Fee Nil
Add-on Card Fees Nil

Vijaya Bank Platinum Credit Card

Charge Amount
Joining Fee Free
Annual Fee Nil

IndusInd Bank Pinnacle Credit Card

IndusInd Bank Pinnacle credit card Fees and Charges
Annual Fee Nil
Add-on Card fee Nil

HSBC Bank Platinum Credit Card

Joining Fee Nil
Annual fee:First year Nil
Annual fee:Second year Nil

HSBC Bank Gold Credit Card

Annual Fee Nil
Joining Fee Nil
Add-on Card – Annual Fees Nil

HSBC Advance Visa Platinum Card

Charge Amount
Joining fee Nil
Annual fee (per annum) Nil
Add on cards Nil

The PNB Global Classic Credit Card

Initial Joining Fee Nil
Add-on Card Fee Nil
Renewal Fee Nil
Annual Fee Nil

Canara Bank Global Gold Card

Annual Fee Nil
Add on Card Nil

Canara VISA Classic / Mastercard Standard Credit Cards

Charge Amount
Joining Fee Nil
Annual Fee Nil
Supplementary Card Nil

Dhanlaxmi Bank Gold Credit Card

Charge Amount
Joining Fee Nil
Annual Fee Nil
Renewal fee Nil
Add on Card Nil

Dhanlaxmi Bank Platinum Credit Card

Charge Amount
Joining Fee Nil
Annual Fee Nil
Renewal fee Nil
Add on Card Nil

Indian Bank Global Classic Credit Card

Charge Amount
Joining Fee Nil
Annual Fee Nil

Indian Bank Global Gold Credit Card

Charge Amount
Annual Fee Nil
Joining Fee Nil

Indian Bank VISA Business Credit Card

Charge Amount
Annual Fee Nil
Joining Fee Nil

LIC Corporation Bank Platinum EMV Credit Card

Annual Fee Nil
Joining Fee Nil

LIC Corporation Bank Gold Credit Card

Joining Fee Nil
Annual Fee Nil

LIC Corporation Bank Platinum Credit Card

Joining Fee Nil
Annual Fee Nil