Credit Card
Benefits
 

Shopping Credit Cards


Essentia Platinum Credit Card Essentia Platinum Credit Card
Essentia Platinum Credit Card 3.5

Earn 10% Savings on Departmental & Grocery Store spends.

Spend Rs. 1,25,000 every 6 months and get 6 free PVR tickets OR 1200 Reward Points.

Annual Fee

1st Year Fee: ₹1499

2nd Year Fee: ₹749

Features

Earn 10% Savings on Departmental & Grocery Store spends.

Spend Rs. 1,25,000 every 6 months and get 6 free PVR tickets OR 1200 Reward Points.

Documents

KYC-PAN, Address proof and ID Proof.

One photograph.

Salary slip/Form 15

SBI Card ELITE SBI Card ELITE
SBI Card ELITE 5

Welcome e- Gift Voucher worth Rs. 5,000.

Free Movie Tickets worth Rs. 6,000 every year.

Earn 5X Reward Points on Dining, Departmental stores, Grocery and International spends.

Enjoy Complimentary Domestic Lounge access twice every quarter at airport lounges in India.

Annual Fee

1st Year Fee: ₹4999 (Get Welcome gift worth Rs. 4,999)

2nd Year Fee: ₹4999 (reversed on spends of Rs.10 lakh or above in a year.

Features

Welcome e- Gift Voucher worth Rs. 5,000 Free (Yatra, Hush Puppies/Bata, Marks & Spencer, Pantaloons and Shoppers Stop)

Free 2 Free movie tickets every month - Maximum discount is Rs. 250/ per ticket.

Earn 5X Reward Points on Dining, Departmental stores, Grocery and International spends.

Earn 2 Reward Points per Rs. 100 on all other spends.

Earn upto 50,000 Bonus Reward Points worth Rs.12,500/ year

0% Fuel Surcharge on spend above Rs.500.

FREE 10,000 bonus Reward Points on annual spends above Rs. 3 lakhs.

FREE 15,000 bonus Reward Points on annual spends of Rs. 5 lakhs.

Pay your card outstanding with Reward Points (4 Reward Points = Rs. 1)

Enjoy Complimentary Domestic Lounge access twice every quarter at airport lounges in India.

Complimentary membership to the Priority Pass Program worth $99.

Exclusive benefits on luxury hotels worldwide.

Special discounts on dining at select restaurants and cafes. EMI Option : Convert Online transaction in easy monthly instalments.

Add on Card Free.

Claim your rewards by Clicking Here

Documents

KYC-PAN, Address proof and ID Proof.

One photograph, Salary slip

Table For reference
Savings Illustration:
Spends Category Savings on 1 Lac Savings on 2 Lac
Dining 500 1000
Movies 6000 6000
Departmental Stores 375 750
Grocery Spends 750 1500
Spend Rewards 7625 9250
Purchase Reward Points 25 50
Welcome Points/Rewards 5000 5000
Fuel waiver 180 360
Aditional Incentives 5205 5410
Less Joining Fee 4999 4999
Net Savings 7831 9661
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank
SimplySAVE SBI Card SimplySAVE SBI Card
SimplySAVE SBI Card 4.5

Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points.

Earn 10X Reward Points per Rs. 100 spent on Dining, Movies, Departmental Stores and Grocery Spends.

Earn 1 Reward Point per Rs. 100 spent on all your other spends.

Annual Fee

1st Year Fee: ₹499

2nd Year Fee: ₹499 (Reversed if spend in previous year crosses Rs.90,000)

Features

Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points.

Earn 10X Reward Points per Rs. 100 spent on Dining, Movies, Departmental Stores and Grocery Spends.

Earn 1 Reward Point per Rs. 100 spent on all your other spends.

0% Fuel Surcharge on spend above Rs.500.

4 Reward Points = Rs. 1.

Redeem your Reward points against credit card outstanding balance payment.

EMI Option : Convert Online transaction in easy monthly instalments.

Add Card Free.

Claim your rewards by Clicking Here.

Documents

KYC-PAN, Address proof and ID Proof.

One photograph, Salary slip

Charges

Extended Credit:Interest free credit period: 20-50 days, applicable only on retail purchases and if previous month's outstanding balance is paid in full Finance charges: Up to 3.35% per month, (40.2% per annum), from the date of transaction Minimum amount due: 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any)

Cash Advance Limit: Up to 80% of credit limit, with a maximum of Rs. 12,000 per day

Cash Advance Finance charges: Upto 3.35% per month (40.2% per annum), from the date of withdrawal

International ATMs: 3% of transaction amount, subject to a minimum of Rs. 300

Overlimit Charges: 2.5% of overlimit amount subject to a minimum of Rs. 500

Table For reference
Savings Illustration:
Spends Category Savings on 1 Lac Savings on 2 Lac
Dining 1000 2000
Movies 375 750
Departmental Stores 750 1500
Grocery Spends 375 750
Spend Rewards 2500 5000
Purchase Reward Points 25 50
Welcome Points/Rewards 125 250
Fuel waiver 45 90
Aditional Incentives 195 390
Less Joining Fee 499 499
Net Savings 2196 4891
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank
Exclusive
FBB SBI Styleup card FBB SBI Styleup card
FBB SBI Styleup card 4

Welcome Offer : Free FBB Gift Voucher worth Rs.500.

Get 10% Off on fashion apparels, accessories & footwear at Fbb and Big Bazaar outlets.

10X Reward Points on your spends at Big Bazaar, Standalone Fbb and Food Bazaar outlets.

Annual Fee

1st Year Fee: ₹499 (Get Rs.500 FBB vouchers on joining)

2nd Year Fee: ₹499 (Get bonus 2000 points every year)

Welcome Offer:Free FBB Gift Voucher worth Rs.500.

Features

Welcome Gift Offer : Free FBB Gift Voucher worth Rs.500.

Get 10% Off on fashion apparels, accessories & footwear at Fbb and Big Bazaar outlets.

10X Reward Points on your spends at Big Bazaar, Standalone Fbb and Food Bazaar outlets.

10X Rewards Points on all your Dining expenditures.

Paywave Feature: Simply wave your STYLEUP Contactless card at a secure reader, & your transaction is done.

0% Fuel Surcharge on spend between Rs. 500 and Rs. 3,000.

Anniversary gift of 2,000 Bonus Reward Points every year.

EMI Option : Convert Online transaction in easy monthly instalments.

Documents

KYC-PAN, Address proof and ID Proof.

One photograph, Salary slip

RBL Platinum Delight Credit Card RBL Platinum Delight Credit Card
RBL Platinum Delight Credit Card 4.5

Welcome Offer: Earn 2000 Reward points on 1st card swipe + pay joining fee before due date(except fuel).

Earn 2 reward points for every Rs.100 spent on all your purchases.

Earn 1000 bonus rewards on card swipe 5 times in a calender month for transaction worth Rs.1000.

Annual Fee

1st Year Fee: ₹1000

2nd Year Fee: ₹1000 (Reversed if spend in previous year crosses Rs.1.5 Lacs)

Earn 4000 Reward points on first transaction within 60 days.

Features

Welcome Offer: Earn 4000 Reward points on 1st card swipe + pay joining fee before due date(except fuel).

Earn 2 reward points for every Rs.100 spent on all your purchases.

Earn 4 Reward Points for every Rs.100 spent during the weekends.

Earn 1000 bonus rewards on card swipe 5 times in a calender month for transaction worth Rs.1000.

0% fuel surcharge at any petrol pump.

Redeem reward points against air travel, hotel stays, shopping vouchers and much more.

Add on Card Free

Documents

For Salaried Person (Latest 2 months Payslip, Visiting card, Latest 3 salary credit statements) & Photograph & Adress Proof & ID Proof.

For Card to Card Apply Documents (Latest credit card statement with 30,000 limit abd avail limit of 20% with no late fees) & Photograph & Adress Proof & ID Proof.

Charges

APR up to 3.5% p.m. (42.00% p.a.)

APR up to 3.4% p.m. (40.80% p.a.) for Insignia and IGU NHS Golf Cardmembers

Cash Advance Transaction fee: 2.5% (min Rs. 300) of the cash amount.

Call-a-draft fee: 2.5% (min Rs. 300) of the draft amount.

Overdue Penalty / Late Payment Fee: 15% of Total amount due (Min Rs. 350, Max Rs. 1000).

Over Limit Penalty: Rs.600.

Table For reference
Savings Illustration:
Spends Category Savings on 1 Lac Savings on 2 Lac
Shopping 114 228
Fuel 114 228
Travel 228 456
Other Exp 178 355
Spend Rewards 634 1267
Purchase Reward Points 1500 3000
Welcome Points/Rewards 1000 1000
Fuel waiver 180 360
Aditional Incentives 2680 4360
Less Joining Fee 1000 1000
Net Savings 2314 4627
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank
RBL Platinum Maxima Credit Card RBL Platinum Maxima Credit Card
RBL Platinum Maxima Credit Card 5

Welcome Offer: Earn 8000 Reward points on 1st card swipe + pay joining fee before due date.

Earn 2 reward points for every Rs.100 spent on all your purchases.

Earn extra 10000 bonus rewards on total spend Rs.2 lakhs or more in a year.

Annual Fee

1st Year Fee: ₹2000

2nd Year Fee: ₹2000

Welcome Offer: Earn 8000 Reward points on 1st card swipe + pay joining fee before due date.

Features

Welcome Offer: Earn 8000 Reward points on 1st card swipe + pay joining fee before due date.

Earn 2 reward points for every Rs.100 spent on all your purchases.

Earn 5X Rewards on dining, entertainment, utility bill payments,fuel and international purchases.

Earn extra 10000 bonus rewards on total spend Rs.2 lakhs or more in a year.

Buy 1 get 1 Free movie tickets on Bookmyshow once a month, Maximum Rs 200 discount on 1st ticket price.

Documents

For Salaried Person (Latest 2 months Payslip, Visiting card, Latest 3 salary credit statements) & Photograph & Adress Proof & ID Proof.

For Card to Card Apply Documents (Latest credit card statement with 30,000 limit abd avail limit of 20% with no late fees) & Photograph & Adress Proof & ID Proof.

Charges

APR up to 3.5% p.m. (42.00% p.a.)

APR up to 3.4% p.m. (40.80% p.a.) for Insignia and IGU NHS Golf Cardmembers

Cash Advance Transaction fee: 2.5% (min Rs. 300) of the cash amount.

Call-a-draft fee: 2.5% (min Rs. 300) of the draft amount.

Overdue Penalty / Late Payment Fee: 15% of Total amount due (Min Rs. 350, Max Rs. 1000).

Over Limit Penalty: Rs.600.

Table For reference
Savings Illustration:
Benefits & Description Monthly Spends Annual Reward Points
Welcome Benefit - 8000
Dining Spends Rs.6,000 7200
Entertainment Spends Rs.3,000 3,600
Utility Bills Rs.6,000 7,200
Fuel Spends Rs.6,000 7,200
International Spends - 15,000
Other Spends Rs.10,000 2,400
Spend Rs.2 lakhs in a year - 10,000
Spend Rs.3.5 lakhs in a year - 10,000
Total Reward Points Earned - 70,600
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank
ICICI Bank Coral Credit Card ICICI Bank Coral Credit Card
ICICI Bank Coral Credit Card 3.5

Earn 2X Cash rewards on dining, groceries and at supermarkets.

Buy one get one free movie ticket at www.bookmyshow.com.

Annual Fee

1st Year Fee: ₹500

2nd Year Fee: ₹500 (Waived if spends exceed 1,50,000 in previous year)

Features

Welcome Offer: Complimentary Provogue tie on joining worth Rs.999.

Earn 2 PAYBACK points on every Rs. 100 spent on your card (except fuel).

Earn 1 PAYBACK point on every Rs.100 spent on utilities and insurance categories.

Complimentary domestic Airport Lounge visits per quarter.

Buy one get one free movie ticket at www.bookmyshow.com.

Get up to 2 free tickets per month valued at up to Rs.250 per ticket.

To redeem your PAYBACK points in cash: 1 PAYBACK point is equivalent to Rs. 0.25

Avail 15% savings on dining bills at over 800 restaurants across India through Culinary Treats Program.

Documents

KYC-PAN, Address proof and ID Proof.

One photograph.

Salary slip/Form 15

Charges

Overdue Interest on Extended Credit: Up to 3.40% per month, (40.80% per annum), from the date of transaction

Interest on Cash Advances: Up to 3.40% per month, (40.80% per annum), from the date of transaction

Over-limit charges: 2.50% on the over-limitamount (subject to a minimum of Rs.500)

Fee on cash payment at branches: Rs.100 per payment transaction:

Table For reference
Savings Illustration:
Spends Category Savings on 1 Lac Savings on 2 Lac
Shopping 90 180
Travel 180 360
Fuel 90 180
Other Expenses 228 456
Spend Rewards 588 1176
Movie Vouchers/Free Tickets 6000 6000
Dining Discounts 1800 3600
Fuel waiver 180 360
Aditional Incentives 7980 9960
Less Joining Fee 500 500
Net Savings 8068 10636
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank
RBL Bank Titanium Delight Card RBL Bank Titanium Delight Card
RBL Bank Titanium Delight Card 4.5

Earn 2000 Reward points on 1st card swipe + pay joining fee before due date.

Buy 1 get 1 Free movie tickets on Bookmyshow once a month on a Wednesday, Maximum Rs 200 discount on 1st ticket price.

Wednesdays Delight: Earn 20 Reward points for every Rs.100 spent on groceries(5% value back = reward points)

Annual Fee

1st Year Fee: ₹750 plus applicable taxes

2nd Year Fee: ₹750 (Reversed if spend in previous year crosses Rs.1 Lac)

Earn 2000 Reward points on 1st card swipe + pay joining fee before due date.

Features

Welcome Offer: Earn 2000 Reward points on 1st card swipe + pay joining fee before due date.

Earn Extra 1000 reward points on total spend of Rs.10000 within 60 days.

Earn 1 reward points on evert Rs.100 spent on Travel, Groceries, Dining and Electricity bill payments.

Redeem reward points against air travel, hotel stays, shopping vouchers and much more.

Earn extra 4000 bonus rewards on total spend Rs.1.2 lakhs or more in a year + Free Membership for 2nd Year.

0% Fue Surcharge on transaction between Rs 500 - Rs 4000, Maxmimum waiver of Rs 100 per month.

Buy 1 get 1 Free movie tickets on Bookmyshow once a month on a Wednesday, Maximum Rs 200 discount on 1st ticket price.

Wednesdays Delight: Earn 20 Reward points for every Rs.100 spent on groceries(5% value back = reward points)

Wednesdays Delight: Earn 40 Reward points for every Rs.100 spent on Pizza Hut/ Dominoes online (10% value back = reward points)

Documents

For Salaried Person (Latest 2 months Payslip, Visiting card, Latest 3 salary credit statements) & Photograph & Adress Proof & ID Proof.

For Card to Card Apply Documents (Latest credit card statement with 30,000 limit abd avail limit of 20% with no late fees) & Photograph & Adress Proof & ID Proof.

Table For reference
Savings Illustration:
Benefits & Description Feature Benefit Value
Welcome Benefit 3,000 Reward Points 750
Reward Program: 1 Reward Point/ Rs. 100 840
Accelerated Rewards: 20 Reward Points/ Rs. 100 at on groceries on Wednesdays , 40 Reward Points / Rs. 100 on Pizzas on Wednesdays 2,400
Spend linked Benefit: 4,000 Reward Points 1,000
Movie Benefits: Free movie ticket on Wednesdays, once a month 2,400
Fuel Benefit: Up to Rs. 100 per month 1,200
Total Annual value - 7,500+
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank
SBI Card PRIME SBI Card PRIME
SBI Card PRIME 4

Welcome Offer : e-gift Voucher worth Rs. 3,000.

Earn 15 Reward Points per Rs. 100 spent on BigBasket, Reliance Fresh, Reliance Smart, Reliance Footprint, Reliance Trends & Sahakari Bhandar stores.

Earn Pizza Hut e-Voucher worth Rs. 1,000 on achieving spends of Rs. 50,000 in a calendar quarter.

Annual Fee

1st Year Fee: ₹2999 (Welcome gift worth Rs. 3,000)

2nd Year Fee: ₹2999 (Additional 2000 bonus reward points)

Features

Welcome Offer : e-gift Voucher worth Rs. 3,000 (Choose from Bata/Hush Puppies, Marks and Spencer, Pantaloons, Shoppers Stop and Yatra.com)

Earn 20 Reward Points per Rs. 100 spent on standing instructions of Utility Bills payments.

Earn 15 Reward Points per Rs. 100 spent on BigBasket, Reliance Fresh, Reliance Smart, Reliance Footprint, Reliance Trends & Sahakari Bhandar stores

Earn 10 Reward Points per Rs.100 spent on Dining, Groceries, Departmental stores and Movies.

Earn Pizza Hut e-Voucher worth Rs. 1,000 on achieving spends of Rs. 50,000 in a calendar quarter.

Earn E-Gift Voucher worth Rs. 7,000 from Yatra.com/Pantaloons on achieving annual spends of Rs. 5 Lakhs.

Enjoy complimentary Trident Privilege Red Tier Membership.

Enjoy 1,500 Bonus Points on your first stay & additional Rs. 1,000 hotel credit on extended night stay.

Enjoy Complimentary Club Vistara Silver membership.

Earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights.

Enjoy 20 Reward Points per Rs. 100 spent on your birthday.

Up to 50% Discount on golf games at selected golf courses across India.

Claim your rewards by Clicking Here

Documents

KYC-PAN, Address proof and ID Proof.

One photograph, Salary slip

Charges

Extended Credit: Interest free credit period: 20-50 days, applicable only on retail purchases and if previous month's outstanding balance is paid in full Finance charges: Up to 3.35% per month, (40.2% per annum), from the date of transaction Minimum amount due: 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any)

Cash Advance Finance charges: Upto 3.35% per month (40.2% per annum), from the date of withdrawal.

International ATMs:3% of transaction amount, subject to a minimum of Rs. 300.

Overlimit Charges: 2.5% of overlimit amount subject to a minimum of Rs. 500